What my DH and I have done was just continue to apply our snowball to our savings account until we had a FFEF. We did lighten up a little in some areas like clothes since some needed replacing, and a little more fun money to celebrate, but not much since we don’t want Murphy visiting us any time soon.
We’re done with BS 3A and are now working on 3B. Saving a down payment for a house. That’s going to take us awhile so we’re trying to stay motivated, but it’s hard.
We’re on our way!!!